IN · EV & ICE

Should I Buy This Car?

Full cost of owning a car in India — EMI, fuel or charging, insurance, road tax, maintenance and resale — measured against what you actually take home, this year and every year after.

Affordable Hyundai Creta · Petrol
This car costs 14.8% of your take-home

0%15%20%25%     40%
ComfortableFineStretchToo much car
While the loan runsAveraged over the years you keep it
On-road price
—
Monthly EMI
—
True monthly cost
—
EMI + running + insurance + upkeep
You can afford up to
—
ex-showroom, at 20% of take-home
MS

Built by Malwinder Singh

AI-First Developer & Tech Lead · Netsmartz IT Solutions, R&D · Mohali, Punjab

AI-First Developer and Tech Lead with 11+ years shipping mobile, web and AI/ML products. I build with Claude Code, GPT, Gemini and Antigravity in the loop — on top of deep Flutter and Android engineering.
FlutterDartAndroid KotlinBLoCNext.js FirebaseAI / ML
Elsewhere
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The full report

Every part of the analysis — loan schedule, year-by-year costs, what-ifs and stress tests — with charts and tables. Save as PDF opens your browser’s print dialog: choose “Save as PDF” as the destination for a sharp, searchable A4 PDF. Download HTML saves the same report as a web page that opens in any browser, offline.